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com·mu·ni·ty

" A group of people having common interests: a farming community; a rural community "
" Sharing, mutual participation, and fellowship"

Our community is composed of you, our customers, our directors, and all of us at THE BANK. From roots in the small town of Winona, Kansas in 1963, THE BANK has expanded to serve the much larger community of northwest Kansas, but our mission remains the same: to provide the financial services and products necessary for our customers to grow and prosper.

We are a leader in the area of agricultural financing, because the economy of northwest Kansas is based primarily upon agriculture and because we enjoy the work and have the experience and expertise to meet the challenge. The financing requirements of the agricultural community have changed dramatically over recent years, and our product and service offerings have kept pace with this change. We do our best to be informed on the latest, proven agricutural production techniques so that we can help our customers make sound decisions. THE BANK has great confidence in our community's agriculturalists and we realize that our success is intertwined with yours.

Like any community, ours is a diverse group united by common interests and goals. THE BANK wishes to provide services for all members of our community by also offering a full range of banking products designed for personal and non-agricultural commercial customers.

We would also like to take a moment to say that we are proud of our Directors who come from all the area branches. They have varied business interests, but are all committed to their local community.

Some History:

The Farmers State Bank was organized on June 16, 1917, at Page City, Kansas with total capital of $12,000.00. In July of 1935, the bank location was moved to Winona, Kansas. In the summer of 1963, it was purchased by the current Chairman Of The Board, R.L. Gaskill. The following year, Mr. Gaskill moved operations to a new building, where it currently resides at 101 Front Street. After a change in state banking laws, the Farmers State Bank of Winona, became a branch of THE BANK. In 1997, THE BANK of Winona became a branch of THE BANK of Oberlin. Today, we are "THE BANK of northwest Kansas", with twelve branches located in communities like yours with virtually the same ownership and management since 1963.

Notice: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents and may make copies of these documents
for our records.
Disclaimer: Loans will be considered to all persons and entities in the trade area on the basis of credit worthiness without regard to race, color, religion, national origin, sex, age (provided the applicant has the capacity to enter into a binding contract), receipt of income from public assistance programs, or the good faith exercise of any right provided by the Consumer Credit Protection Act.
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