
Kansas farmers are helping feed the
World with their bountiful production and we are proud to be a part
of that effort. Ag financing from THE BANK allows you to concentrate
on what you do best while being secure in the knowledge that you
have someone behind you that knows your business.
THE
BANK's forte is developing and following through on financing programs
for farmers and ranchers. With our experience and
expertise, we can
help make the difference in your operation:
- 38
years of experience in agricultural banking
- Many
employees have a farm/ranch background
- Chairman
of the Board carries a Master's degree in Animal Nutrition from
U of CA, Davis campus
- FSA "preferred" lender
status
We
have the financing programs to cover your operation from
start to finish. Our superb "Beginning Farmer" program
can help new farmers make their first land purchase
a reality. Underwritten by the
Kansas Development Finance
Authority, this
program can provide better terms and rates to qualified beginning
farmers.
THE
BANK also offers real-estate mortgages with the following
features:
- Ten
to twenty year term
- Adjustable
APR tied to the New York Prime
- Available
FSA guarantee for qualified borrowers
If you
need help with a farm machinery or equipment purchase, we have
those
types of loans as well:
- 3
to 7 year terms
- Fixed
or variable APR
- Annual,
semi-annual, quarterly, and monthly payment options
Once
you're out in the field,
we can provide
a Line-Of-Credit
operating
loan to keep
you moving:
- One
year term
- Immediately
variable
APR tied to the
New
York Prime
- Available
FSA guarantee for
qualified borrowers
- Also
can be
used for
stocker/feeder cattle
purchases
For
qualified borrowers,
an FSA
guaranteed farm
ownership or
operating loan
offers advantages
of competitive
rates and
lower collateral
requirements. As
an FSA
preferred lender
we can
help move
these types
of loans
through with
significantly reduced
requirements for
paperwork. This
greatly reduces
the time
it takes
the FSA
to process
these loans
and allows
you to
spend more
time in
the field.
Historically,
we have
been the
top or
runner-up for
submissions of
FSA loans
for Kansas
banks. We
do our
own applications,
with little
cost to
the applicant.
We don't
send you
to a
professional, we're
the professional. |