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THE BANK is a locally owned "Community" bank. With us, your deposits and investments stay here in the area helping your friends and neighbors. We have a vested interest in the economic prosperity of northwest Kansas and enjoy living, working, and raising our families here. Our owners, directors, managers, and employees are members of your community and many are involved in community service activities outside of the office. THE BANK would like to be Your bank.

THE BANK, with Kansas locations in Oberlin, Norton, Norcatur, Jennings, Selden, Atwood, Herndon, Oakley, Colby, and Winona offers a full range of banking services to our customers, but our specialty is in agricultural financing. In business since 1963, we have the commitment, experience, and expertise to help make your financial goals a reality.

As the only A+ rated bank in northwest Kansas, whether you are a depositor or a loan customer, you can count on THE BANK being there for you today and in the future.

All banks say they care about the community...
Here’s what the FDIC had to say when rating THE BANK
OUTSTANDING in Community Reinvestment

"An analysis of agricultural, business, and residential real estate loans reflects management’s excellent commitment to lending locally."

From FDIC Community Reinvestment Act Performance Evaluation,
May 7, 2007

FSA Preferred Lender LogoThe Kansas office of the Farm Service Agency recently announced that THE BANK is the largest FSA guaranteed loan originator in the state. This has not come about overnight, as THE BANK has been using the guaranteed loan program to help farmers and ranchers for over 30 years. We take great pride in our ability to use this program to assist young and beginning farmers. The November, 1998 issue of "Successful Farming" magazine recommends THE BANK as the only Kansas bank to consider when seeking FSA guaranteed ag financing.
THE BANK has the expertise, capacity, and with over 170 years of combined banking knowledge, the experience to help you to accomplish your financial goals. Whether your credit needs are large or small, THE BANK is the place for you.

BAUERFINANCIAL Reports, Inc. has given THE BANK a 5-star rating, their highest rating that any bank can receive for financial performance. These ratings are provided as a service to consumers and are nationally recognized by bankers and investors alike as being "the" bank rating system. What this means to you, as a customer, is that THE BANK is recognized by the industry as a safe, proven financial institution, worthy of your consideration as a part of any sound investment strategy.

 

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Notice: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents and may make copies of these documents
for our records.
Disclaimer: Loans will be considered to all persons and entities in the trade area on the basis of credit worthiness without regard to race, color, religion, national origin, sex, age (provided the applicant has the capacity to enter into a binding contract), receipt of income from public assistance programs, or the good faith exercise of any right provided by the Consumer Credit Protection Act.
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