You can now help protect your debit card while shopping online by registering with Verified by Visa. Once you are enrolled, participating merchants will require you to enter your Verified by Visa password to complete a transaction. This provides an added layer of security when you use your card online.

THE BANK has recently become aware of several email scams relating to online banking. Customers of some large banks with online banking websites have received email which looks official, but is actually from unknown persons, asking for the customer to browse to a particular url , and for various reasons, log-in using their username and password. Thus, they are able to harvest these customer's log-in information. No breach of the customer's accounts have been detected, however. THE BANK would like to make our customers aware that we will never send you email asking for your username and password, or ask you to log-in to a website. If you receive any email of this nature, please do not do as the email requests, and notify us immediately.

THE BANK's online banking website is up and running, and we are very excited to be able to offer this service to our customers. You will be able to check balances of your accounts, view current and previous account statements, view check images, and make transfers between accounts all at one convenient, secure, user-friendly website. Click the "online banking" link to the left to go there now.

The Directors, Officers, and Staff of THE BANK are very proud of our recent rating in Bank Financial Quarterly.
Published by IDC Financial Publishing Inc., this publication rates banks all across the nation, from the poorest to the best, in safety, soundness, and profitability.
This financial institution, THE BANK, scored an astounding 298 points out of a possible 300 in the March 31, 2002 report. this places THE BANK in Bank Financial Quarterly's "Superior" category. By their definition, "Banks rated Superior are simply the best by all measures".
By comparison, banks rated "Excellent" must only have scores from 165 to 199.
As a current or potential customer of THE BANK, this means this institution is continually striving to be the best, not only by local or regional standards, but also on a national level.
We assure you THE BANK will continue to reach for excellence. As a current or potential customer, you are important to us. If you have any suggestions as to how we can better serve our communities, please let us know.

In an article in the July, 2002 issue of Banking Journal, the official publication of the American Bankers Association, THE BANK is rated 44th in the country and 2nd in Kansas in terms of return on equity in S banks of assets under $1 billion.

THE BANK has opened two new branches in Colby, KS and Norcatur, KS, to better serve your local banking needs.

THE BANK has received the BAUERFINANCIAL 4-star rating for 2003.