ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN"> <html> <head> <title>THE BANK Of northwest Kansas</title> <link rel="p3pv1" href="w3c/p3p.xml" /> <link rel="icon" href="favicon.ico" type="image/x-icon"></link> <link rel="shortcut icon" href="favicon.ico" type="image/x-icon"></link> <meta http-equiv="Content-Type" content="text/html; charset=ISO-8859-1" /> <meta name="Description" content="THE BANK of northwest Kansas--your best source for ag financing." /> <meta name="Keywords" content="Bank, bank, The Bank, The Bank of northwest Kansas, Kansas bank, ag bank, agriculture, agricultural lending, lender" /> </head> <body bgcolor="#C2C2C2"> <table width="776" align="center" border="0" cellspacing="0" cellpadding="0"> <tr align="left" valign="top" bgcolor="#006599"> <td colspan="2"><img src="images/top/top.gif" width="776" height="8"></td> </tr> <tr align="left" valign="top" bgcolor="#FFFFFF"> <td colspan="2"><p><img src="images/top/logo.gif" width="150" height="73"><img src="images/top/top-pic1.jpg" width="340" height="73"><img src="images/top/top-pic2.jpg" width="286" height="73"></p> </td> </tr> <tr align="left" valign="top" bgcolor="#006599"> <td colspan="2"><img src="images/middle/mid-blue.gif" width="87" height="5"></td> </tr> <tr bgcolor="#FFFFFF"> <td width="150" align="left" valign="top" bgcolor="#006599"><p><a href="index.html"><img src="images/side/home.gif" width="150" height="27" border="0" align="top"></a><br> <a href="online.html"><img src="images/side/online.gif" width="150" height="27" border="0" align="top"></a><br> <a href="mobile_banking.html"><img src="images/side/mobile_banking.gif" width="150" height="27" border="0" align="top"></a><br> <a href="ag.html"><img src="images/side/ag-banking.gif" width="150" height="24" border="0" align="top"></a><br> <a href="personal.html"><img src="images/side/person-banking-on.gif" width="150" height="24" border="0" align="top"></a><br> <a href="comm.html"><img src="images/side/comm.gif" width="150" height="24" border="0" align="top"></a><br> <!--<a href="invest.html"><img src="images/side/invest.gif" width="150" height="24" border="0" align="top"></a><br>--> <a href="markets.html"><img src="images/side/markets.gif" width="150" height="36" border="0" align="top"></a><br> <a href="locations.html"><img src="images/side/locations.gif" width="150" height="24" border="0" align="top"></a><br> <a href="about.html"><img src="images/side/about.gif" width="150" height="24" border="0" align="top"></a><br> <img src="images/side/bottom-nav.gif" width="150" height="46" align="top"><br> <img src="images/side/side-bkgd.gif" width="150" height="21"></p> <table width="100%" border="0" cellspacing="5" cellpadding="5"> <tr> <td align="center" valign="top"><a href="leave/deluxe.html"><img src="images/g-horizontal-d2c-btn.gif" width=135 height=33 border=0 alt="Reorder Deluxe personal checks"/></a></td> </tr> <!-- <tr> <td align="center" valign="middle"><table width="100%" border="0" cellspacing="0" cellpadding="2"> <tr bgcolor="#FFFFFF"> <td colspan="2"><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong><em>Forms</em></strong></font></td> </tr> <tr bgcolor="#FFFFFF"> <td width="16%" align="center" valign="middle"><img src="images/pics/wheat.jpg" width="5" height="10"></td> <td width="84%"><font color="#000000" size="2" face="Verdana, Arial, Helvetica, sans-serif"><a href="forms/loanform.htm" target="_blank">Personal Loan</a></font></td> </tr> <tr bgcolor="#FFFFFF"> <td align="center" valign="middle"><img src="images/pics/wheat.jpg" width="5" height="10"></td> <td><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><a href="forms/stoppay.htm" target="_blank">Stop Pay Form</a></font></td> </tr> <tr bgcolor="#FFFFFF"> <td align="center" valign="middle"><img src="images/pics/wheat.jpg" width="5" height="10"></td> <td><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><a href="forms/ach.htm" target="_blank">ACH Debit Entry</a></font></td> </tr> </table> </td> </tr>--> <tr bgcolor="#FFFFFF"> <td width="84%"><font color="#000000" size="2" face="Verdana, Arial, Helvetica, sans-serif">For Personal Loan, Stop Pay, or ACH Debit Entry forms, please contact your local branch.</font></td> </tr> <tr> <td align="center" valign="top"><a href="leave/oberlin-w.html"><img src="http://www.accuweather.com/wxpost/byzip/67749/42/wxport.png" alt="WXPort" border="0" align="middle" /></a></td> </tr> </table> <p>&nbsp;</p></td> <td width="626" align="left" valign="top" background="images/middle/top-mid.gif" bgcolor="#FFFFFF"><table width="100%" border="0" cellspacing="0" cellpadding="8"> <tr> <td align="left" valign="top"><p><img src="images/headers/personal.gif" width="434" height="24"></p> <p><font size="3" face="Verdana, Arial, Helvetica, sans-serif"><strong>Checking and Personal Savings Accounts</strong></font></p> <p><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Please call or stop in at your local <a href="locations.html">branch</a> for the latest information on all our account offerings.</font></p> <p><font size="3" face="Verdana, Arial, Helvetica, sans-serif"> <strong>Certificates of Deposit</strong></font></p> <p><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong>Regular CD's:</strong></font></p> <ul> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">6 month, 1, 2 1/2, and 5 year fixed rate </font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Can be automatically renewed at first maturity </font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Penalty for early withdrawal may apply </font></li> </ul> <!--<p><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong>Index Powered CD:</strong> </font></p> <ul> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Rate of interest determined and paid at maturity based on 100% of the increase in the S&amp;P index over the CD term </font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">(Ave. semi-annual pricing dates)</font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Term of 4 yrs, 3 months</font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">FDIC insured up to $100,000 </font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Return of Principal - 100% guaranteed if held to maturity, Early withdrawal could result in lost principal</font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">No fees </font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Guaranteed Rate of Interest - 7% at maturity, 1.61% APY if held to maturity</font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Early Redemption Option/immediate death option. Substantial penalty for early withdrawal. </font></li> </ul>--> <p><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong>Individual Retirement Accounts</strong> </font></p> <ul> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Regular </font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Roth </font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">SEP </font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Tiered rates are variable based on THE BANK's discretion </font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">The Index Powered CD could be a good choice as an IRA </font></li> </ul> <p><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong>Personal Loans</strong></font></p> <p><font size="2" face="Verdana, Arial, Helvetica, sans-serif">THE BANK offers both secured and unsecured fixed rate personal loans. To apply for personal credit, please stop in and see us today.<!-- or use this <a href="forms/loanform.htm" target="_blank">application</a>. Simply fill it out on your computer, print it, and send it in. Completely secure and <a href="privacy.html">private</a>.</font>--></p> <p><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong>Home Loans</strong></font></p> <ul> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Loans to Purchase or Refinance 1-4 family homes.</font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Deal with people you know and trust.</font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">The convenience of local servicing; make your payments locally and have questions answered &quot;in person&quot; the same day.</font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Both variable rate and fixed rate loans with several term options are available. Our knowledgeable staff can help you determine the rate structure and term that best fits your needs.</font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Construction loans are also available.</font></li> <li><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Equal Opportunity Lender</font></li> </ul> <p><font size="2" face="Verdana, Arial, Helvetica, sans-serif">If you are interested in a home loan, or for more information on loan rates and terms, please stop by one of our <a href="locations.html">branches</a> and visit with us about your credit needs today. We look forward to seeing you.</font></p> <p><font size="2" face="Verdana, Arial, Helvetica, sans-serif">THE BANK is participating in the FDIC s Transaction Account Guarantee Program. Under that program, through December 31, 2012, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee program is in addition to, and separate from, the coverage available under the FDIC s general deposit insurance rules.<br /><b>Non-Interest Bearing Transaction Account Changes:</b> Under the TAGP, any transaction account that does not bear interest, no matter the ownership structure, is eligible for the temporary guarantee. THE BANK offers a special fixed rate interest bearing account that qualifies for TAGP coverage. See an account representative for more information.</font></p> </td> </tr> </table></td> </tr> <tr align="right" valign="top" bgcolor="#006599"> <td colspan="2"><img src="images/middle/bot-mid.gif" width="626" height="16"></td> </tr> <tr align="left" valign="top" bgcolor="#006599"> <td colspan="2"><img src="images/footer/foot1.gif" width="23" height="6"></td> </tr> <tr align="left" valign="top" bgcolor="#FFFFFF"> <td colspan="2"><img src="images/footer/foot2.gif" width="23" height="1"></td> </tr> <tr align="center" valign="center" bgcolor="#006599"> <td colspan="2"><a href="news.html"><img src="images/footer/news.jpg" width="109" height="16" border="0"></a><a href="leave/mailto.html"><img src="images/footer/contact.gif" width="181" height="16" border="0"></a><a href="support.html"><img src="images/footer/support.gif" width="102" height="16" border="0"></a></td> </tr> </table> <table width="776" border="0" align="center" cellpadding="5" cellspacing="0"> <tr> <td><img src="images/clear.gif" width="10" height="10"></td> </tr> <tr> <td><font size="1" face="Verdana, Arial, Helvetica, sans-serif"><strong>Notice:</strong> To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver&#8217;s license or other identifying documents and may make copies of these documents <br> for our records. <br> <strong>Disclaimer:</strong> Loans will be considered to all persons and entities in the trade area on the basis of credit worthiness without regard to race, color, religion, national origin, sex, age (provided the applicant has the capacity to enter into a binding contract), receipt of income from public assistance programs, or the good faith exercise of any right provided by the Consumer Credit Protection Act.</font> </td> </tr> <tr> <td align="center" valign="top"><img src="images/footer/bot-info.jpg" width="268" height="72" border="0" usemap="#Map"></td> </tr> <tr> <td align="center" valign="top"><font color="#000000" size="1" face="Verdana, Arial, Helvetica, sans-serif"><a href="privacy.html">View Our Privacy Policy</a></font></td> </tr> </table> <table width="776" border="0" align="center" cellpadding="5" cellspacing="0"> <tr> <td align="center" valign="top"><font size="1" face="Verdana, Arial, Helvetica, sans-serif">Site by <a href="mailto:jenny@holyfish.com">Holy Fish Design</a></font></td> </tr> </table> <p>&nbsp; </p> </body> </html>