THE BANK Online Privacy Policy

Thank you for visiting THE BANK's website and viewing our online privacy policy. This notice accurately summarizes our policies and practices regarding the collection, use, retention, and security of nonpublic personal information concerning this website, and those customers of ours who obtain a financial product or service from us that is to be used primarily for personal, family, or household purposes.

What Information We Collect Via This website

We do not collect any personal information about you unless you intentionally give it to us through personal communication such as e-mail or a loan application. We do, however collect some information about your internet connection in order for some of the advanced features of this site to be available.
We do not generally use "cookies" other than the per "Session" variety. A Session cookie is used by the web server in order to maintain browser state over multiple web pages, it contains no personal information about you, and is deleted when you close your browser or allow the session to time-out, usually within 20 minutes. The web server also automatically collects information regarding the internet domain from which you are accessing our site, the ip address of your computer, the date and time you access our site, the browser version and operating system, and the pages that you visit. None of this information identifies you personally and is collected by most web servers to facilitate management functions and enhance your browsing experience.

Email

If you should happen to choose to contact THE BANK via email, please keep in mind that some personal information such as your email address, name of your organization, and any other information that your email header may contain will be revealed to THE BANK employees in the email. Your information, such as the email address we would reply to, will only be used by THE BANK for the specific purpose of answering your questions or comments. Your email address will not be sold or shared with anyone outside THE BANK unless we are required to by law.

Unencrypted email is not always secure from eavesdropping or interception. If you do communicate with THE BANK using email, please do not include any sensitive information such as account numbers, credit card numbers, or your social security number. If you must send us this information for any reason, please use the postal mail.

What Information We Collect During The Course Of Normal Banking Activities

We may collect "nonpublic personal information" about you from the following sources:

• Information we receive from you on applications or other loan and account forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from third parties such as credit bureaus

" Nonpublic personal information" means any personally identifiable financial information about you, including information about you on a list that is not publicly available.

In addition, because of new Federal banking regulations created by the USA Patriot Act, to help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

What Information We Disclose

We do not disclose nonpublic personal information about our customers or former customers to any affiliates or to any third parties, except as permitted by law. We are permitted under law to disclose nonpublic personal information about you to our affiliates, and third parties in certain circumstances.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

We restrict access to your nonpublic personal information to those of our employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Links to other sites

Our site contains links to other websites. Upon taking a link to another site, you are subject to that site's privacy policy.

Personal Credit Application

The personal credit application form posted on this site submits no information to us about you unless you print the completed form and mail it to us. No information is sent via the internet.

Privacy Disputes

Please contact our customer service department for more information or to report a problem. Your concerns will be remedied in a timely fashion.